what's up with the Catch-22 with getting car insurance to clear Customs without an address on USVI? Not USAA

I seriously doubt this will be an issue in a VI inspection lane.
It's pretty much in and out.
Blow horn, check lights, brakes, turn signals... boom, done.
I drive a 97 Toyota Tacoma which is in excellent condition and has no rusted pieces falling off or bald tires.

The vehicle inspectors never check anything inside your vehicle except to ensure you have a rear view mirror. Its basically a money grab. You'll constantly be amazed at how some of the vehicles you'll see on the roads could EVER pass an inspection. And if your vehicle does have isses, there is always someone who can go to the DMV for a fee and get it done.

My experience inspecting two cars in STT is such that the inspection is very rudimentary. Newer car inspection consisted with collecting the fee. Older car had to demonstrate blinkers and lights and wipers. That was it. Plus fee of course.

My experience in over 30 years of getting roughly 8 personal vehicles through inspection and listening to the tales of others is that the amount of scrutiny depends on a slew of factors and is primarily contingent upon whether the inspector on duty got out of bed on the right or wrong side of the bed that morning!

I was hoping the inspection would be as one person described it as a "money grab" I can deal with that. It's when some tight-asses inspector goes over it with a fine tooth comb and doesn't have the intelligence to or know that a read out on a computer is only as good as the data inter into it, it's not the word of God.

Again, I want to thank all for responding with helpful information. You guys are great.

Butch

If you were to have an issue, you can speak with Mr. Olive (if in STT) who runs a tight ship at DMV and under whose watch, services have improved, dramatically.