Traffic law moving from mainland to STT

I know your credit rating will follow you. I don't know how long your driving record does.

Everything follows you. And if your drivers license is suspended you will have trouble getting a license in the VI.

The latest I know about the DMV is that they are really cracking down on drivers suspended licenses from other states and DUI's, like the mainland. I don't if they have a better computer system, but i know of two friends from different states that were notified their VI license was suspended for violations from elsewhere. That never used to happen here.

Might I add this anecdote - I have an excellent credit score, but was turned down for a car loan when I first arrived because I hadn't lived here long enough. Had to purchase my car with a credit card!

I don't know if the DUI is a problem for insurance or not, but I do know that when I moved here, I had a recent accident and the insurance never adjusted my rate......however that may be because you pay in full from the beginning.

The insurance company that I use never checked my record in the States...if they had, I might be paying more than $250 per year for my Harley! Haha!

Marshall Sterling requires that I provide them with an official driver's record. When I had an Illinois license I had to get the record from Springfield and give the original copy to Marshall Sterling.

Jim

Pardon my naivete...but doesn't that question come up on a form? It is probably not a good idea to give false info, if they ask - that could null and void yr coverage in the event of an oopsie. There seems to be ever increasing reciprocity and communication with the mainland authorities in most areas - the VI is no longer a sleepy backwater that you can hide stuff in - they want the Federal grants etc and open access is the price.

The only form I ever filled out was the check to J&J insurance for my first years coverage....

We use Marshall & Sterling and have never been asked to provide an official driving record. I do remember a questionnaire asking if I had any accidents or reckless driving type tickets within the year prior to the start of my first insurance policy with them.

I have found anomalies within credit ratings since coming to the USVI. I checked into getting a airplane loan through MBNA at one point and they insisted that I had no record of credit in my entire life. That was especially odd since they had serviced two of my mortgage loans for houses on the mainland. It seemed that my records were lost in their system since moving to the islands... or the CSR on the telephone was just especially incompetent. Hard to say which.

Another airplane??? Quite the fleet, A!

We found Marshall and Sterling to be ridiculously high on their rates...like almost three times what we paid at Executive.

No Becky, not another airplane. This was some time back when we were getting the Aztec.

We've had pretty decent rates with Marshall & Sterling. They were lower than the other companies I got quotes from and they were much quicker to respond, also. We've actually had good customer service with M&S (glad they didn't reverse their names! lol) and that counts for a lot around here.

If you have a VI driver's license they can just pull your record locally.

I also agree that Marshall Sterling gives excellent service. You need to check the Best rating of whomever is underwriting your auto insurance. Marshall Sterling uses Lloyds of London.

Other agencies use Guardian which doesn't have a very good record when it comes auto insurance. It is fine for property as Guardian is 100% re insured.

As of the latest info stateside. All DUI's will be cross checked with the US convictions, as well as any points violators, by the License Bureau in the next six months.
It did slip by for years, but due to presser from MADD, the USVI has been put on notice of the potential that there are dozens of suspended and revoked licenses in the islands.
I'm a little rushed for time, but they believe there is a possibly of insurance fraud by those who are operating with suspended licenses from other US states.
Be careful, more fines and suspensions can be forthcoming, by 2008 they believe they will be on line with the US.

Just one more note in reference to out-of -state DUI's. I know there has been a grassroots movement by the stateside members of MADD to notify and follow up on only convicted DUI and suspended license offenders and inform the proper Island authorities.
It gave the Island License Bureau and Police Department somewhat of a black eye in their deriliciton of duty, allowing convicted drunks driving the streets, basically under some phoney insure policy.
Remember driving is a priviledge not a right, if you are convicted of a DUI or have a suspended license, in someways it is your duty to inform the authorities, that is what is being researched at the moment

Is it the drivers responsibility to turn himself in and take his safe driving and DUI classes, or is he held blameless because of a system glitch, the jury is still out on this one, but it seems evasive on the face.

What compounds it further is if the suspended driver is in an accident on the Island without full disclosure of his or her record, I believe if you check your drivers insurance policy, it states that it is incumbent on the licensee to notify your carrier of their conviction.

Tthe government sees this as a person of privilidges way around the system, and their not thrilled with that either.