Question: Mortgage Co's & Pet-Friendly Complexes on STX

Flagstar Bank is a good one. They do bad credit to good credit. If you have amazing credit you can try Scotiabank or First Bank, Don't bother with a broker.

thanks! we're talking with firstbank but wanted to see if anyone had any opinions/other ideas!

thanks again!

We are currently at Mill Harbour and cannot wait to leave. We are renting a 2b/2ba unit and it is filthy and unkempt. The owner of our unit, whom I believe lives on site too, has not made significant repairs in quite some time. We have looked at other units and have seen some in better shape, but overall, I would not purchase a condo here.
There is a "lagoon" here that claims to be some sort of habitat, but I have seen some things in there that look awfully like solid human waste. There is also something draining right into the "beach" area that smells like raw sewage. Occasionally when we turn on our faucets, there is a momentary smell of sewage.

Our next stop will be Schooner Bay. They look a bit more modern than Mill Harbour, but we shall see.

The only pet friendly place I know of is called Ocean Terrace, but I do not believe the units are for sale, just for leasing.

Best wishes
Brandy

Thank you SOOOO much Brandy! We've already got dates set aside to look at places and our realtor even said that she wasn't sure how we'd feel about Mill HArbor and thinks we'd like Colony Cove and some other complexes better. But, we'll see! We're really just getting a 2nd home/condo and then are going to rent it out and then buy another one when we move there.

Please keep me posted on your search! We could always use some tips! We're not sure as far as pets so it's not a requirement. Thanks again!

Amanda

Qesta Verde Condos allows 1 dog under 20 lbs, we just bought there this winter & it is a wonderful place. Not sure what is on the market now, but i heard there may be a 2 bd opening soon....

Thanks for the info! our realtor mentioned that she wanted to show us some in there if there were any available. We won't be down until the end of June.

She also mentioned that we may like colony cove, she doesn't seem to think we'd be happy at mill harbor. we're going to rent it out until we move down and either live there or buy another one. We really can't wait to move!!

If anyone as any opinion on ANY complexes, we want to stay w/ condos, not single family homes, we're open to suggestions! pets or no pets is cool.

Thanks everyone!
Amanda
Charlotte, NC

Take a look at STC, one bedrooms, located at the North end of the Christiansted Harbour. Or The Reef mostly one bedrooms, on the east end. We chose STC because of the view. As of last week there were 3 or 4 units for sale. Needed some refurbishing, but much nicer than anything at Colony Cove. Colony Cove does have a nice beach however, but it also has the projects right accross the street as does Mill Harbour. Also if you don't mind being away from the ocean, check out Questa Verde. One, two, and three bedroom units. Very nice complex. We stayed there while we were looking to buy.

The Reef actually has 50 one bedroom units and 51 two bedroom units.

Jim

Hi Jamie & AManda - we just signed a contract for a house in St. Croix and are working with the nicest mortgage lender. Here's his info:
Jim Downing
Manager
Family First Mortgage
68 Estate Contant
St. Thomas, VI 00802
340.776.4105
340.776.4133 fax
niegroup@aol.com
We live in Spartanburg, SC so we hope we'll run into you there! We probably won't be moving until fall (tons of stuff to get rid of!!) - but are very excited about the move!
Kim & Larry Lucas

Some other lenders to try if you want to pre-arrange financing for the Virgin Islands include:

Amy Owen
Golden Rule Mortgage
138 E. Bloomingdale Ave.
Brandon, FL 33511
800-991-9922 ext. 232
fax: 813-653-9459 or 643-4254

First Bank (here on St. Croix)
Paula Cumbermack
4 Orange Grove
Christiansted, St. Croix, USVI
340-772-6278
fax: 340-773-6044

Virgin Islands Home Loans
Michael Armendariz
45A King Street
Christiansted, St. Croix, USVI
340-773-8100
fax: 340-773-5361