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Hello everyone. I am a new poster to this forum but I have been doing research here for about a year now. Thank you to all of you who are so willing to give of your time and knowledge to those of us who are considering a move to the islands!
My question is this: is anyone familiar with Marquee Mortgage? If so, have you (or anyone you know) had any dealings with this company and what is your opinion of this company?
Are there any other mortgage brokers/companies you would recommend for preliminary pre-approval for a mortgage?
I have applied for a job on St. Croix (fingers crossed!) and we are trying to determine preliminary figures - just in case 😉 Although it would be our plan to rent for awhile before buying, it would still be good to know for future reference.
Thanks in advance for your responses!
Posted : December 29, 2014 6:56 pm
http://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/229371
The link above is their info on the NMLS. They are based in TX, with two active branches, one in NV and one in Christiansted, VI. They've been in business since 2003, and have no listed complaints. They likely will broker their loans to Flagstar Bank, which is once of the few stateside firms that service loans in the VI. All conforming conventional, FHA, and VA loans are eligible to be securitized with FNMA, FHLMC, and GNMA in the VI, but becuase the population is so small very few firms actually lend here, it's just not enough loans to justify all the regulatory BS that comes with getting approved to service loans in any state (or territory). I don't know anyone there personally or know their company but they seem to check out fine.
Posted : December 30, 2014 2:53 am
You can just go directly or Flagatar or try First liberty.
First Bank and Banco Popular, Scotia also prequalify for mortgage loans. Never had a closing with Scotia, Banco Pop takes forever.
Posted : December 30, 2014 3:40 am
Topic starter
Thanks so much for your responses! Much appreciated! Happy New Year (with any luck I'll be celebrating next year on the island :))
Posted : December 30, 2014 3:19 pm
