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Topic starter
Let's hope he can pull this off!
Posted : July 2, 2015 11:56 am
I'm interested in how affordable it can be when they (The GVI) are negotiating with only ONE local insurance carrier.
Posted : July 2, 2015 12:03 pm
I sure hope so. I have to drop my stateside coverage through the marketplace this month. While I know implementation will take forever, if it happens at all, it would be nice to look forward to getting off the inferior expat insurance I'm being forced to get.
Posted : July 2, 2015 12:05 pm
I'm interested in how affordable it can be when they (The GVI) are negotiating with only ONE local insurance carrier.
Agreed. The ACA provides choice, not only in plans, value, but also providers. It will be interesting to see if all this 'back and forth' with this company does result in "affordable" and adequate health services.
Posted : July 2, 2015 1:43 pm
I have looked into it and the word affordable can not be used if you are over 50 and have a reasonable income
$2500 per month is what it will cost for a individual policy
If you are young, healthy and low income you are going to love the ACA as the older, higher income group is paying for all the subsidies that are paid out
And let's not forget all the hidden surcharges in the ACA...you are not allowed to call them taxes....
As one's income raises the subsidies you are enjoying will have to paid back to the IRS
Gotta love that incentive to do better in life
Posted : July 2, 2015 4:12 pm
I have looked into it and the word affordable can not be used if you are over 50 and have a reasonable income
$2500 per month is what it will cost for a individual policy
If you are young, healthy and low income you are going to love the ACA as the older, higher income group is paying for all the subsidies that are paid out
And let's not forget all the hidden surcharges in the ACA...you are not allowed to call them taxes....
As one's income raises the subsidies you are enjoying will have to paid back to the IRS
Gotta love that incentive to do better in life
Or we could just what every other developed nation does and have universal health care. I know this, before I came here and was pricing out policies via the exchange I would have spent LESS than my monthly premiums I was paying for employer provided health care and we aren't low income and are in our early 40s. Geography definitely plays a role. No real health care savings will take place until health insurance is not run by for profit insurers.
Posted : July 2, 2015 4:38 pm
I was happy with my old policy and was promised I could keep it...We all know how that worked out
After the insurance company cancelled my policy and rewrote one to comply with ACA my premium went up a additional $475 per month
Good news is that at 60 my wife and I now have coverage for birth control, well baby care and a sex change if we want one
Posted : July 2, 2015 4:45 pm
Topic starter
Hey, at least you have it.
Posted : July 2, 2015 4:54 pm
Maybe it's just me, but I don't mind paying a little more so everyone can be insured, and as a preemptive strike I do not even close to 6 figures.
Posted : July 2, 2015 5:01 pm
I do not mind helping others in need
But when the government keeps taking and taking to "help" others I begin to think that I'm better off becoming one of the "others" and let someone take care of me
Plus if the government is going to tax or surcharge you more and more as you become more financially successful, where is there the incentive to improve your position ?
Also, you do not need to make 6 figures to start feeling the increase in taxes and lose of free benefits.
Just look at the earned income credit and where you lose that incentive on your taxes
Does not take a whole lot of extra income
Posted : July 2, 2015 5:10 pm
I sure hope so. I have to drop my stateside coverage through the marketplace this month. While I know implementation will take forever, if it happens at all, it would be nice to look forward to getting off the inferior expat insurance I'm being forced to get.
"Inferior expat insurance"??? I love my Cigna Global expat coverage! It's modular and lets me choose what coverage I want so I don't end up like COLDER paying for stuff I don't need.
I find it much less expensive to pay the cash rate for my doctor, dentist and eye exams not the inflated prices they charge the insurer. I'm paying just over $500 a month for cover on myself, my wife and 18 yo daughter. Not bad.
Posted : July 2, 2015 6:51 pm
I sure hope so. I have to drop my stateside coverage through the marketplace this month. While I know implementation will take forever, if it happens at all, it would be nice to look forward to getting off the inferior expat insurance I'm being forced to get.
"Inferior expat insurance"??? I love my Cigna Global expat coverage! It's modular and lets me choose what coverage I want so I don't end up like COLDER paying for stuff I don't need.
I find it much less expensive to pay the cash rate for my doctor, dentist and eye exams not the inflated prices they charge the insurer. I'm paying just over $500 a month for cover on myself, my wife and 18 yo daughter. Not bad.
Yes, inferior. Cigna wants to exclude 2 conditions (one that I was misdiagnosed for 4 years ago, and have not had a symptom of since). So if I have any symptoms that can be tied to those conditions (which are legion, since they are ambiguously stated), whether or not they are a result of the actual conditions causing the exclusions, I won't be covered. Cigna's premium charges for the same coverage I have under my marketplace coverage are only about $120 less (per month). But I'd rather pay that extra to be fully covered. Even my more expensive pre-Obamacare coverage covered these in full for only an additional $100 per month.
Posted : July 3, 2015 1:10 pm
Several states running exchanges are having problems. With the recent Supreme Court decision the speculation is that they will fold their exchanges and let the Federal one serve their citizens.
Not that I'm a cynic, but i would look at who in the USVI is in line to "win a big contract" to develop a USVI exchange.
Posted : July 3, 2015 8:22 pm
Biggest political "joke" in recent years!!! Doesn't work stateside, won't work here... I "challenge" yet "abode" one to tell me how this has bettered oneself at reasonable cost, albeit "affordable"...
Posted : July 4, 2015 1:19 am
If you are young, healthy and low income you are going to love the ACA as the older, higher income group is paying for all the subsidies that are paid out...
What a load of malarkey by another unrepentantly avaricious baby boomer. We all know it's the young who are overtaxed to pay for your generations's mistakes. As a person who is currently paying for a social security program that I will never benefit from (and, as a person who will pay for the trillions of debt your generation has incurred), I find your comment offensive.
It's well known that the Administration's shtick the entire time has been to sucker the young and healthy into Obamacare. We pay in, and take virtually nothing out (haven't been to the doctor in years). It's the only way the program can be sustainable. You should read up on macroeconomics, tax policy, and the ACA specifically.
Posted : July 5, 2015 3:38 am
I do agree that the ACA was written so that younger, healthier people paid for the low income sick people
Just remember that the ACA was passed by the Democrats...Not one Republican voted in favor of the ACA
And if you really want to fix health care and SS, make all Federal employees pay into the problems instead of the special Federal Employees only programs that the average person can participate in.
Posted : July 5, 2015 1:10 pm
With the recent Supreme Court decision the speculation is that they will fold their exchanges and let the Federal one serve their citizens.
The plan all along was to establish a single payer system in the US so this should be no surprise to anyone.
Posted : July 6, 2015 11:21 am
