Large family moving

My hubbie says that one can consider 70 give or take depending on the nature of the person's lifestyle, physical problems etc.

given the (substandard) medical care on the islands, I wonder if old age should be defined as 65 or less?

he says - no, it is solely based on the physiological condition of the individual. Think of the phrase, "old before their time". He says that it is a range with some individuals entering the 'aged' population at an earlier chronological age than others.

Then those of us who are 40ish can have 20-30 years of fun in the sun and perhaps during those decades the medical care will improve somewhat. I'm not at a point in my life just yet where I make all my living decisions for today based on what my health may be like in the 2030's.

Absolutely right. Although the meanie pants insists that I remind everyone that tanning (sunbed or outdoor exposure) will bring on many of the physiological effects of aging about 15 - 20 years early (including death) and that the most devasting damage to the skin will be done before the visible effects are seen.
Health problems aside, there is a point, usually not noticed by the victim, when that healthy tan turns into Naugahide or Pleather!!!!

Good day to all!
I'm not yet in the 40's but pushing it, I do like to plan for the future though! (My husband is alittle older and in good health)
Someone mentioned health care could change before we are 'old' anyways... good point!
About the sun... That's scary!!!
We all love the beach and sun and all have very light skin and we do burn before tanning. Sunblock 'most' of the time. Tanning oil occasionally! Might be kinda hard to stay out of the sun for me. The sun does me much good on the inside! I'm very careful with the kids though. They have only been 'alittle' sunburned a few times when the sunblock I got wasn't worth 2 cent. That's not really a good area to save money in!
Everyone have a wonderful day!

Just always use sunblock with UVA and UVB protection and a high SPF. I use 30+ on body, 45 on face. I am quite fair too and do enjoy the beach. Just from living in a hot sunny climate, I am darker than my normal color. Can't avoid that. However, having seen many of the older "paler" folks that have lived on island (or in S. Florida too) for many many years and spent a lot of time in the sun--I just slap on more lotion. Some people's skin is absolutely destroyed--wrinkled, sunspotted, looking 10, even 20 years older than they actually are. I have absolutely no desire to have my skin shrivel up like a raisin as I age. Not to mention skin cancer risks. The sun is very unforgiving down here. Is a tan really worth it all that? I think not.

hubbie says - if you really want to keep your kids healthy - cover them up at the beach and around and about. They (and you) must wear a hat that covers ear points and nose and back of neck. Always always use the highest sunblock possible and wear a sun- blocking long sleeve shirt etc. Only 3 "sunburns" in a lifetime will dramatically increase their risk of skin cancer.
This is a subject in which almost all people play Russian Roulette (except those who are already dying or have lost a loved one to melanoma etc.) with their health and the health of their children. There are a million justifications as to why people want to sunbathe etc. None of them are valid. If you want a tan, you are risking your health.
Remember, a suntan is skin damage. Pale is definitely the new sexy!