Health Insurance
I know many young folks deem themselves indestructible and head to paradise with little to no thought about insurance. Yea I was young too once and thought the same thing. I now have a son on the island (STT) working as a mate. He had a temporary policy in the states that is expiring, so dad thinks it is a good thing to get another policy.
It is my understanding that the hospital in STT only has a direct relationship with Cigna Insurance.
Can anybody give me a email or phone number of Cigna agent on the island. Or any advice what they may be doing in regards to health insurance.
Thanks
TomB: Cigna is the VI government insurance, I don't believe you can buy it otherwise. There are several other health insurers- United Health Care is one. You might try calling one of the insurance companies like Tunick 340-776-7000 or TOPA 340-777-8844. And for sure talk to MASA about air evacuation insurance. They just moved, but their old number is 340-777-8580. Be sure to ask about the fine print- the generic policy only flies him to the closest place that has the services needed (usually Puerto Rico), but there is an upgrade that will fly him anywhere. You are a good dad. Most young people do not think about this possibility, being bulletproof.
P.S. I know physicians here who will not take stateside insurance, so it is best to get something local.
Thanks for the leads. He has been there for 6 months and currently does have a gap health insurance in the states that covers him, but that will expire in a couple months. By the way he is not bulletproof. He has had to use it twice.
Dad is a firm believer that nothing good happens in Red Hook after midnight.
thanks again
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