Health Insurance
I'm moving to STX the end of December. I'm wondering what people do about health insurance if you're self-employed? What health insurance is generaly accepted by doctors or clinics. Any info would be very helpful. Thanks.
Hello Lulu,
Cigna and Blue Cross Bue Shield are the larger ones... primarily because the gov't is a big employer here and they have switched between these two a couple times. Not sure which they currently use.
--Islander
Here is a recent post about insurance that Kudzu posted:
a number of people have asked about health insurance when down here...
see this site...
http://www.tilloglobe.com/
we have 'reside prime' as we all live here full time.
our tiny firm on stj [4 people] finally found out about this insurance program [from some of the restaurants, who offer the same to their employees]... we tried all the 'large' stt/stx insurance programs, and got tired of them simply doubling rates, or not offering us coverage since we were too small, or just having no service at all.
theyre *cheap*, easy and fast to deal with, and provide just what we [a relatively good-health, happy group of people] need. oh, and theyll insure individuals, small groups, anything. losing or adding an employee doesnt freak them out. and no, i certainly dont work for the insurance company, i just found it to be a very good service, as it may be for others in similar situations [whether living here full time or seasonal]
Lulu,
The Virgin Islands Charteryacht League also has a policy for individuals through Lifeboat. You must reside outside the continential US for at least six months out of the year. For more email me. You can become a Honorary Member and then become eligible for the "group policy". Anyone interested, email me .... pamela@vicl.org .....
Pamela.
Pamela, I'm very interested in getting info on the "group policy." Thanks for any help.
Lulu
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