health insurance

I read it, Tippi. Unless a lot of tests are involved it will take more than TWO visits to Yacht Haven Grande to meet a $500.00 deductible. Sheesh!

I don't want to debate with you either, but when you make statements like "I would not recommend the local urologist" others deserve to know that there is another option. If you had said, "I don't like Dr X," that would be different. You are an n of one, Tippi. 😛

Trade an office visit is $153.00, and yes two visits and I had the $500 met.

Odd, it's not $153.00 for me.

Whoa!!! Let's take a breath guys! Like so many other things in the USVI, opinions vary widely - obviously. The only way to be sure we have what you need is to come and check it our for yourself.

For you trade I'm going to scan and prove it to you...Give me a few secs to scan my receipts.

ok here you go.

I don't care about your receipts. Get a grip.

"So, which excellent insurance do you have?"

It doesn't matter as it is through an employer and not available to you.

"How is the hospital?"

It's government run, and our government isn't particularly adept at managing its responsibilities. The doctor I see on island refuses to have anything to do with the hospital, even when his patients are there. That said, I know people who have used the hospital's services and been satisfied with the outcome. A lot depends on the challenges of your medical problem(s) when you need the services.

Dear Greg STT,
There are a number of insurance carriers that offer individual and group health insurance. Individual plans are available locally through Atlantic Southern Ins. Co. and BUPA, British United Provident Assoc (formerly Amedex).
Group health coverage is available through United HealthCare, Mapfre, CIGNA and Atlantic Southern. As a general rule group coverage overs more comprehensive coverage than individual plans. Each insurance company has different rules as to the number of employees necessary to qualify for a group. United Health Care for example will write a policy with as few as two employees, and a husband and wife can qualify as the two employees as long as they each work a minimum of 25 hours per week for the company.
Supplemental health coverage to enhance your current Blue Cross/Shield is also available through AFLAC and Philadelphia Life. Rather than replace your existing coverage, adding a supplemental plan or an air ambulance/evacuation plan may be more appropriate.
There are some excellent insurance agents in the Virgin Islands. Most of them represent some if not all of the carriers mentioned. You can log on to www.InsuranceVI.com for a quote or contact the agent of your choice. Carl

I just checked the insurance companies of US VI and it appears that the Virgin Islands does have Blue Cross of Blue Shield. To know how they work, it's like a franchise, if you're state (in this case territory) has one, you're covered. So if my eyes are not deceiving me, you're covered, no worries. 🙂 I'm not just guessing, I use to be the RF programmer for BCBS of SC (the person who ensures out of state claims are paid) so I would know.

So, if i have Anthem BCBS in Colorado, do I have to switch it to a STT insurance company or am I good as is?

I have an Anthem BCBS policy from ME can I transfer it to the VI?

I do have blue cross blue shield but it has a different name and its based out of PR, like all the other ones. Make sure if you're thinking of keeping your stateside one that that will fly with them.

There are literally thousands of insurance carriers, and hundreds of regional versions within national organizations (i.e.types of BC/BS.) One person may be covered by Anthem when they're here and another may not; it depends on what has been negotiated into the particular agreement with Anthem under which you are insured. If you want to know if a particular plan/insurer covers you here, call the insurer and ask.