Auto Ins on STX

Try the Vanguard Insurance Agency at 773-6844 or 773-6800. The office is located next to Cost U Less and they will be open at 8:30AM.

Do not use Guardian. Executive Insurance (340) 773-6412 is underwritten by LLoyd's of London...

I use Allaly Bay Insurance, phone number 340-773-7374
Have been very happy.

I had the same experience when I insured. Inter Ocean answered and gave me an immediate quote, which also happened to be the lowest I got. 340-773-4600.

I use marshall and sterling in gallows bay. They probably are the most expensive, but also are probably the most competent. They are back by lloyds of london. Most importantly I know they handle claims very very quickly. A large suv totaled one of my cars about a year after we were here and they paid us two days later, not waiting for the other guys insurance.

I second do not use guardian. You do not want them if you have accident.

If you qualify, check out AARP. More coverage less $. You can do it by phone fax and online.

I use Executive and have been pleased, however I haven't had any claims.

I'll second Betty's recommendation of Marshall & Sterling. I recently got insurance for my Jeep and they were extremely responsive and very service-oriented. I didn't do much comparison shopping, mainly because no one ever called me back (which should give you some hint of what you can expect from them in the event of a claim!).

Bernie

I'd definitly at least get a quote from Diane at Annaly Insurance Group (number above in Terry's post). I've heard nothing but good things. My friend just got insurance through them at it was very competitive package.

If you are ex-military, worked for the federal gvmt...or just can join USAA....IMO that is the best insurance on the island.

usaa is only open to the military and their family, wish it was open to the feds. 🙂

Certain federal employees do qualify...if you want to check your qualification status just call USAA and ask. They have changed their requirements in the past two years to be more inclusive. My family now qualifies under the new rules (yeah!!).

Ahhh, I haven't called in, I just always assumed a major company like that would keep their website updated, but thats what I get for assuming. Thats great news, has anyone had to file a claim with them before?

Diving girl, can you elaborate on the new requirements! It would be much appreciated!

Thanks,

Sean

Betty we have a claim with USAA right now...we are very happy with them.

How long did it take them to respond and get your money or pay your money?

While we were coming home from Mel's Job on March 31st around midnight someone side swiped u and kept going...(we're looking for a black chevy truck or SUV by the way)..Called USAA the next morning...they said we could take the car anywhere we wanted BUT they suggested Caribbean Auto Mart because they do digital picture transmission. So we took it there on the 1st...they sent the check on the 2nd...Our car is in the shop and should be out tomorrow. We are very happy with them...

This came from the USAA site...Betty was right.

Who is eligible?

Membership is open to:

* Active-duty officers and enlisted personnel.
* Children whose eligible parents have or had a USAA auto or property insurance product.1
* National Guard and Selected Reserve officers and enlisted personnel.
* Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
* Former military personnel:
o Retired officers and enlisted personnel.
o Former officers and enlisted personnel who separated from the military on or after Jan. 1, 1996.
* Former USAA members who had USAA auto or property insurance.

Wow that does sound like a quick response!

Stiphy - I would recommend calling them as we were told that the new president is expanding availability.

My husband is retired Air Force but was not previously eligible due to rules about when he retired and a timeline he was required to sign up by. I read the website as well, however, I have a family member who is a federal employee and was told she may qualify (without any military experience) depending on the federal agency she belonged to. I believe that certain civilian employees of the Department of Defense do qualify. Another note, we were also told that they are trying to expand their property insurance to the US territories.....I sure hope they do!

We also had a claim and were very pleased with their service and prompt responses.

I'm retired Air Force too divinggirl (tu)

I'm also on the Annaly bandwagon. They just saved me $300+ yesterday when I switched insurance for my Jeep. Plus, I like to try to give as much business as I can to the "little-guy" local places. Yes, I know that most all of our ins. agents are underwritten by the big boys, but you know what I mean. Also, Marshall&Sterling did fine by me too.