The trend on the mainland is also that homeowners are dropping prices (except a few hot areas), and builders are giving $20k - $30K - $40K or more... ...

Alexandra, you are as always correct (compliment). I posted the pricing for 6.875% before adjustments to show how much a broker has to work with to co...

Onika, If First Bank has an equity loan, go check it out. (Patricia McCoy is the only one there I would deal with). You'll need to find the term and...

No kinks David, the Barnies experience is about as good as you'll get there.

Excellent thesis work Mr. Alperen. I thought I was the only one who posted here with voluminous references to support my positions. As you have beco...

Ronnie and Jules both gave you some good references.

This is an interesting thread, because there are points to both sides of the argument of what is a bribe. Tipping or gifting practices and the general...

Hi DL, I believe pword was being condescending to the police, not the "people of the USVI", and based on his experience, I can understand that. He s...

FYI - I just learned the number on the DEET is not its strength, but how long it lasts. The Rum Shack at Havensight is one of the worst places for no...

MIke, Ashley and I will always have fond memories of meeting you and your wife at Starbucks in Kansas City, alomg with Piaa and her husband. Linda h...

dntw8tup, I pulled this from Wikipedia under 'oppression': "The term oppression is primarily used to describe how a certain group is being k...

DL, Per Koichiro Matsuura, director general of the United Nations Educational, Scientific, and Cultural Organization (UNESCO): “Hundreds of millio...

linda J, I appreciate your input. The 5 behaviors, and their description, were identified in the book 'The Nature of Prejudice', and were not of m...

To Dl and dntw8tup, The root of both racism and bigotry is prejudice. Becuase racism has in some cases involved systematic oppression, does not mean...

Thanks for everyone's replies. Jane, can I assume from your reply that there IS such a militia on STX? If so, I agree with HipCrip... nauseating. ...

Noone...lol If you DID NOT have sex with her, there is no event to be memorable for her, and it is understandable. If you DID have sex with ...

LOL.. Noone, I guess you are not as memorable as you believe yourself to be. Happens to me occasionally to, but is typical when someone hasn't seen ...

bluwater, This post is very perceptive, meaningful and well delivered. I really enjoyed reading your perspective. There was no need to apologize for...

Then I wish you the best.

Gretchen, I hope this is not raining on your parade, but having been a project/program manager, and having opened a business on STT, I just want to ...

Yolanda, As a word of caution, this could all have been avoided by replying to a PM (Private Message) with a PM back to the person, instead of reply...

Jeff, I have some friends who live there. Being biligual is a BIG plus. Take some spanish lessons for the next 2 years before you go. According to m...

Daniel, you did nothing wrong. I have diagnosed Yolanda with UMS... Ugly Mood Swings. You just caught her on both ends! LOL

Thanks HC, I'll review them there. HC, are you on STT or STX?